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Savings Rates
Rates Effective as of December 20, 2011
Rates are subject to change without notice
| Account Type |
APR* |
APY** |
| Savings Accounts |
0.20% |
0.20% |
| Christmas Clubs |
0.20% |
0.20% |
| Vacation Clubs |
0.20% |
0.20% |
Share Certificates Rates
Rates Effective as of December 20, 2011
Rates are subject to change without notice
| Term |
APR* |
APY** |
| 3 Months |
0.35% |
0.35% |
| 6 Months |
0.50% |
0.50% |
| 9 Months |
0.55% |
0.55% |
| 12 Months |
0.75% |
0.75% |
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| New 12 Month CD 1.10% for $20,000.00 and over |
Loan Rates
Rates Effective as of October 28, 2011
Rates are subject to change without notice
|
Loan Type |
Term |
Rate |
| |
New Auto |
24 Months |
2.35% |
| |
Up to $40,000.00 Max |
36 Months |
3.10% |
| |
Up to 100% financing including taxes and |
48 Months |
3.25% |
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registration |
60 Months |
3.75% |
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|
72 Months**** |
4.35% |
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Used Auto |
24 Months |
3.25% |
| |
Up to $40,000.00 Max |
36 Months |
3.50% |
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Up to 100% financing including taxes and |
48 Months |
4.15% |
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registration |
60 Months*** |
4.25% |
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Personal Loan |
12 Months |
6.50% |
| |
Up to $8,000.00 Max |
24 Months |
8.25% |
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Rewrites at 17.00% |
36 Months |
10.00% |
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48 Months |
11.50% |
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Second Mortgage |
5 Years |
3.85% |
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10 Years |
4.80% |
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15 Years |
5.15% |
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Debt Consolidation |
36 Months |
11.00% |
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Up to $10,000.00 |
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| * APR = Annual Percentage Rate |
| ** APY = Annual Percentage Yield |
| *** 60 Month financing available for vehicles 2008 |
| or newer with over $15,000.00 |
| **** 72 Month financing available for vehicles |
| at least $30,000.00 |
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